SECTION 8 RENTAL ASSISTANCE
The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments.
The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects.
A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. This unit may include the family's present residence. Rental units must meet minimum standards of health and safety, as determined by Delaware Opportunities.
A housing subsidy is paid to the landlord directly by Delaware Opportunities on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the Delaware Opportunities, a family may use its voucher to purchase a modest home.
Eligibility
-Gross household Income must be below 50 percent area median income
-Eligibility is determined on a case-by-case basis
-Contact our office to inquire further
ACCESS TO HOME
The NYS Access to Home Program provides financial assistance to make residential units accessible for low- and moderate-income persons with disabilities. Assistance with the cost of adapting homes will enable individuals to safely and comfortably continue or return to live in their residences instead of residing in an institutional setting.
Eligibility
An eligible participant must meet the following criteria:
-Documented substantial limitation caused by a disability.
-Household income at or below 80 percent of area median income (120 percent of area median income for veterans who are certified by the U.S Department of Veterans Affairs or the Department of Defense as entitled to receive disability payments for a disability incurred in time of war).
The assisted residential unit must be the primary, permanent residence of the eligible participant. The primary residence may be owner-occupied or a rental unit.
HOME OWNERSHIP PROGRAM
Delaware Opportunities administers several types of home ownership grants that can assist with the costs of purchasing a single family, owner-occupied home in Delaware County. These costs may include down payment assistance, assistance with closing costs, or assistance with necessary repairs to the prospective property. The funding varies but can come from the NYS Office of Community Renewal, or the NYS Affordable Housing Corporation. Contact our office for details regarding funding availability and program guidelines.
Eligibility
Varies by program, contact our office.
RESTORE
Elderly Emergency Home Repair - The Residential Emergency Services to Offer (Home) Repairs to the Elderly (RESTORE) program provides financial resources to assist senior citizen homeowners age sixty and over, with the cost of addressing emergencies and code violations that pose a threat to their health and safety or affect the livability of their home. Assistance for the cost of these critical repairs will enable seniors to continue to live independently in their homes.
Eligibility
An eligible participant must meet the following criteria:
-Owns and occupies the residential unit receiving assistance as a primary residence.
-Must be sixty years of age or older.
-Household income not to exceed one hundred percent (100%) of the area median income.
HOUSING COUNSELING
Work with a HUD Certified Housing Counselor to develop a plan to address your long-term housing challenges. Our counselors can assist with navigating a variety to housing issues and achieve your housing goals. Housing counseling services are not income limited and are available to all Delaware County residents and those seeking to move to Delaware County.
Counseling services may include:
-Financial management, budget and credit counseling and workshops
-Fair housing education
-Home improvement and rehabilitation counseling
-Mortgage delinquency and default resolution counseling foreclosure)
-Pre-purchase counseling and homebuyer education workshops
-Predatory lending education
-Rental counseling
-Disaster preparation, mitigation counseling, and workshops for first-time homebuyers.
Eligibility
No requirements, all may apply
Phone: (607) 746-1650
Email: housing@delop.org